Pursuing Knowledge

HIPAA and Healthcare POA

Pursuit Wealth Group Episode 3

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0:00 | 2:39

One of the most overlooked parts of college prep: legal access.


 When your child turns 18, privacy laws kick in—leaving parents in the dark during emergencies.


 Putting healthcare POA and HIPAA documents in place helps you stay informed when it matters most.

#EstatePlanning #FinancialPlanning #PursuitWealthGroup #ClientJourney #WeAreHereForYou #FinancialWellness

SPEAKER_01

Hi, welcome to Pursuing Knowledge brought to you by Pursuit Wealth Group. My name is Brittany Drish, and today I'm joined by Crystal Weis at Wealth Advisor here at Pursuit. And today we're going to be talking about something that you know a lot of parents are preparing for. It's midsummer almost. We're getting ready to go back to school, sending your kids off to college. We're thinking about their class schedule, their dorms, housing situation. But something that a lot of parents don't think about is, you know, their child's health care and getting access to that information after they turn 18. So Crystal's gonna kind of walk us through that today.

SPEAKER_00

Yeah, absolutely. So one of the things that most parents don't really think about is you know, if their child gets into a medical situation and they're over 18 and they go into a hospital or a quick care, and a parent tries to get information about what is going on with their child, they technically can't because the child is above age 18. And so something that they may look into is to try and get a HIPAA agreement or a power of attorney for their child, so that way, you know, during that time they're able to access some information.

SPEAKER_01

Yeah, so what's the difference between the two?

SPEAKER_00

Yeah, so a power of attorney of health is, you know, if the parent wants to make any decisions for them, um, they're able to do that with that documentation, and then having a HIPAA agreement on on file allows them to access medical information on their behalf, like able to get into their my charts or anything like that to be able to access information, which is super important.

SPEAKER_01

Right, because if you don't have either of those two forms, and let's say your college or your student um goes to school out of state, you're kind of left in the dark with right those areas. So definitely having those in place, and we'd be happy to refer you out to estate planning attorneys that we work with closely for those for those instances and to get those documents prepared. But um anything else, Crystal?

SPEAKER_00

Yeah, I think you know, hey, you know, if a child goes into the hospital and you are out of state, and if you have those documentations on file, you know, you can access that information and make some educated decisions for them, even if they can't make decisions themselves. So it's very important to have those documents in place and before I go back to school, having those done with an estate blending attorney, which we work with many of them, um, but more than happy to you know refer you to somebody as well.

SPEAKER_01

So perfect. Thank you so much for your insight, Crystal, and thank you for watching. We'll see you next time on Pursuing Knowledge.